Case Studies: The million $ fire & the story that unraveled.

Insurance Data Network

An elaborate loss narrative. A seven figure reserve. Flagged at FNOL.

 The story: a break-in — property smashed, stolen, dogs hurt in the struggle. Windows shattered, doors caved in. As if that weren't enough — a fire. 

 Reserve set at just over $1M 

Flagged at FNOL

 IDN automatically detected and surfaced a prior SIU investigation with another carrier — in real time. Assigned to an investigator within 24 hrs. 

And now, the story falls apart.
  1.  Claimed $1M in damage. Couldn't prove a dollar of it.
  2.  Summoned to an EUO. Retained counsel. Scheduled testimony. Then vanished.  
  3.  Claim closed without settlement.  

 $1M+ avoided on a single claim 

 Suspicious claim surfaced and stopped by IDN intelligence.